does home and contents insurance cover spy satellites tumbling out of orbit and landing on your house?
Answer :
It would depend on what policy form you purchased but - if you had a standard homeowners policy - most likely it would be a covered loss. The homeowners policy does cover falling objects -- and that\'s what a spy satellite falling from the sky is. However, it does exclude acts or decisions - including failure to act of any government body. The contents section of most policies is named peril. There is a peril for falling objects. In order for contents inside the home to be covered - the falling object has to create a hole in the structure. The contents section also has a named peril of "Aircraft" which is defined as "This includes self propelled missiles and spacecraft." Although it really depends on the language in your policy - I suspect that most standard homeowners policies would provide coverage for this loss.
Source : http://answers.yahoo.com/question/?qid=20080219140509AADorSO
Related to :
