home insurance australia

how to catalog home contents for insurance claims?

2009-09-24T05:51:00.001-07:00

how to catalog home contents for insurance claims?
would like to know how to start to catalog all contents in my home for insurance purpose to save if anything happens to my home....ie fire, tree falling etc..?

Answer :
Take pictures, room by room. Once you have pictures of everthing, inventory it. For example, you could take a picture of your entertainment unit. The inventory would then describe the items in the picture in detail The year, make and model of your TV, stereo, DVD player, video game system, etc., as well as where the item was purchased and for how much. Small items, such as CD\'s don\'t require a complete listing, just photo proof that they took up three shelves worth. Once your inventory is complete, store it, and the photos (traditional photos or CD-Rom in a fire-proof box.
Source : http://answers.yahoo.com/question/?qid=20090201085526AAUjf6l

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does home and contents insurance cover spy satellites tumbling out of orbit and landing on your house?

2009-09-22T09:30:00.001-07:00

does home and contents insurance cover spy satellites tumbling out of orbit and landing on your house?

Answer :
It would depend on what policy form you purchased but - if you had a standard homeowners policy - most likely it would be a covered loss. The homeowners policy does cover falling objects -- and that\'s what a spy satellite falling from the sky is. However, it does exclude acts or decisions - including failure to act of any government body. The contents section of most policies is named peril. There is a peril for falling objects. In order for contents inside the home to be covered - the falling object has to create a hole in the structure. The contents section also has a named peril of "Aircraft" which is defined as "This includes self propelled missiles and spacecraft." Although it really depends on the language in your policy - I suspect that most standard homeowners policies would provide coverage for this loss.
Source : http://answers.yahoo.com/question/?qid=20080219140509AADorSO

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Home Insurance at a glance

2009-08-23T18:36:00.000-07:00

With ING Insurance Home Do not worry now is whether the insurance is sufficient.

Full House with the cover, we will complete replacement of the security of your home, if not for an event covered by this policy, destroyed at no cost. Thus, although the rise in prices and build more cost to the value of their coverage, we will continue to take the initiative.

What also will include the costs:

* Architects, surveyors and legal fees
* Demolition and debris removal
* Temporary alternative accommodation

Home insurance quote

Get a quote home insurance - will be surprised how easy to do. Or you can contact us at 132 062, weekdays (8-8) in Sydney.
for details visit the website http://www.ing.com.au/ing-insurance/home-insurance.asp